Small Business Development Center of South Carolina

 

Winthrop Regional SBDC

Winthrop Regional Office in Rock Hill:

Ayuda gratis para Iniciar una Empresa  -- Indice español

SBDC Mission Statement & SBA Statement

Who we Serve and Where To Find Us

Where do I find . . . . . ? Local business information how-to’s

City of Rock Hill’s “Open for Business Program” information

SBDC Services:

Small Business Success Stories

Information Links for Your Business and Business Web Sites:

Frequently Asked Questions:

SBA -- Raising Funds for Your Small Business

Downloadable e-Book: The Art and Science of Obtaining Venture or Angel Investor Capital

The SBA in South CarolinaLoan

Loan Estimator Calculator

 

Other Area Offices in our Region:

Florence Area Office:

  • Workshops Calendar
  • Local Resources

Coastal Area Office:

  • Workshops Calendar
  • Local Resources

 

Counting since 8/18/2009

Member of the Association   of Small Business Development Centers

Association of Small Business Development Centers
Winthrop University, Rock Hill, SC -- home of the Winthrop Regional Small Business Development Center

118 Thurmond Building, Rock Hill, SC 29733      •      803/323-2283      •      803/323-4281 (Fax)

 

Knowledge is the antidote to fear.”

        ~ Ralph Waldo Emerson, Philosopher and Essayist

 

Frequently Asked Questions

You will find below answers to frequently asked questions about the SBDC.

Questions

Answers

Q: How much do SBDC services cost?
A: Services are free, provided you comply with the definition of a small Business.

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Q: Does the SBDC lend money?
A: The SBDC is not a lender but it can help you get in touch with lenders familiar with your situation.

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Q: Can the SBDC be a guarantor and help get a loan?
A: The SBDC is not a guarantor. But it can help you create your business plan and loan application.

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Q: What is the first step I need to take to start my own business?
A: The Small Business Development Center offers frequent "How to Start a Small Business" workshops for prospective business owners on Monday evenings at 6:00 p.m. throughout the year. Check our Calendar for upcoming workshop dates. Our consultants also meet one-on-one with clients to discuss issues involved with starting and financing a small business. You may call for an appointment

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Q: Does the SBDC work with existing business owners?
A: Yes. The SBDC works with existing business owners by offering counseling in various areas from financing capital expansion to developing a company web site. The SBDC also sponsors a series of seminars designed to educate business owners on various topics.

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Q: What is the purpose of a business plan?
A: A business plan gives potential investors, lenders, and other parties a summary of the business that you plan to start. The business plan describes every facet of your business and is required by both commercial and nonprofit lenders. SBDC consultants work with qualified entrepreneurs to design business plans for loan application packages.

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Q: Can I receive government financing with poor credit?
A: For an applicant to receive SBA financing, you must first meet the credit requirements of your local lender. Only after these requirements are met is your application forwarded to the SBA. The SBDC uses financial analysis software to determine if new clients are likely to qualify for financing. For those clients that do not qualify, the SBDC offers counseling on alternative sources of financing.

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Q: Does the government offer special programs for minorities?
A: Yes. The SBA has both a Women's and a Minority Prequalification program. To qualify, the business must have at least 51% woman or minority ownership. The applicant must meet the SBA's qualifications for assistance.

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Need more specific information on how-to’s and where-to’s in our region. . . . click here

 

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Winthrop Regional SBDC is located in the Thurmond Building on the campus of Winthrop University

The Winthrop Regional SBDC and its outlying area offices are operated with assistance from

Small Business Administration

  A partnership program with the U.S. Small Business Administration