Capital Access

While SC SBDCs do not loan money or administer grants, our Capital Access Specialists maintain valuable relationships, public and private, with local lenders and understand their lending requirements. Whether you’re looking for working capital, an equipment loan, financing to purchase property or expand your workforce, a line of credit, or startup capital to get your business off the ground, our credentialed specialists will help qualified and funding-ready businesses find the right source of capital. SC SBDC Capital Access Specialists are professionally certified business consultants, many of whom are former bankers, business owners, and executives with years of experience and advanced business degrees. They’ll provide you with confidential assistance to help guide you through the process of securing the right source of capital, including:

  • Uncover available debt coverage and ability to repay a loan

  • Assess financing options and opportunities

  • Identify appropriate sources of financing

  • Develop or refine a quality business plan suitable for lenders

  • Conduct an in-depth financial analysis

  • Create a professional loan package

  • Formulate a comprehensive finance strategy

  • Facilitate effective lender relationships